A guided direct lending program for diverse
small businesses, creating value for public sector owners and primes on major capital construction projects.

Diverse Small Businesses

Public Sector Owners


CapBuild™ is an in-depth lending program with a unique step-by-step process designed to educate, inform, and build financial pathways to success for diverse small businesses.

The ultimate goal of the CapBuild™ program is to provide the opportunity for small businesses to grow, scale, and graduate to the full market.

To achieve this goal, we develop on-going relationships with public owners to help them expand their pool of diverse small businesses with the capacity, capability, and sustainability to successfully bid on and execute construction projects. The outcome is stronger, more sustainable communities.

Small Businesses Assisted
$ Loans to Date

How Your Team Benefits

Real World Experience

CapBuild™ was launched in 2011 on the Regional Transportation District’s Eagle P3 Project ($2.3 B) to create bond worthiness and provide financial guidance to DBE/SBE contractors. $20 M in bonding and $2.6 M in loans were made on this project which was led by the Fluor/HDR JV. The Eagle P3 project was the first P3 transit project in the nation.

In 2019, the Walsh-Fluor JV design-build team integrated the CapBuild™ program into their effort as prime on the Chicago Transit Authority (CTA) Red-Purple Modernization Project (RPM). RPM is currently CTA’s largest capital construction project ($2.1 B).

CTA Welcome to “Building Small Businesses”

CapBuild™ at the CTA “Building Small Businesses” Launch

CapBuild™ Workshop

The CapBuild™ Team

Darrick Brown

Managing Principal, ABF Consulting, LLC

Darrick Brown

Darrick established ABF Consulting in 2012 to provide alternative funding solutions for business owners on a national level. Darrick's expertise is informed by his 27-year career with Wells Fargo Bank as Senior Vice President where he held dual roles as Director of Small Business and Director of Diversity for the Rocky Mountain Region. Additionally, he served on Wells Fargo's National Small Business Task Force, focusing on Ethnic Chambers of Commerce, and on the Wells Fargo Corporate Diversity Council.

Suzanne Arkle

President + CEO, ZANN, Inc.

Suzanne Arkle

Suzanne conceived CapBuild™ when she saw a need to design long-term tools for the financial viability of diverse small businesses competing for and ultimately completing major capital transportation and infrastructure projects. Suzanne is President and CEO of ZANN, a management-consulting firm that advises clients on small business growth and participation on mega projects. Her clients include large public sector institutions, prime contractors, consultants, and D/S/MW/ACDBE business enterprises.

Anabel Lopez, CPA, PMP

President, Cumberland Irving, Inc.

Anabel Lopez

Anabel has over 18 years of experience in accounting and finance. She has extensive experience in process improvements/solution architecture, sales, technical sales, and technical management. Anabel specializes in closing the gap between Finance and IT, to provide efficient and accurate data collection, and presentation to end users. Anabel comes from the client side and has held the positions of Controller, Dir. of FP&A, and Dir. Performance Management. She relates well to client needs.